Use Your Cards with Care to Protect Credit Rating
Using credit wisely means:
* Paying your bills promptly
* Keeping a list of all your account numbers in case cards are lost or stolen
* Controlling your spending
* Paying more than the minimum amount due
* Keeping copies of your receipts and checking them against your monthly bill
* Guarding against card fraud and identity theft by cutting up your old cards and shredding statements and unwanted credit card offers
